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Spray Foam Removal Buckinghamshire
Spray foam has been around in the Buckinghamshire area for over 30 years, but it is becoming more popular as a means of insulating attic and roof spaces. However, this can significantly affect your chances of getting a conventional mortgage or equity release lifetime mortgage.
Spray Foam Removal Buckinghamshire is part of Spray Foam Removal Ltd.
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What is Spray Foam Removal?
Spray foam insulation (SPF) is not a new type of insulation. It’s been around for more than 30 years. But it’s only now that homeowners realize how this type of home insulation can cause health problems and affect their chances of securing a conventional mortgage or obtaining equity release.
So What is Spray Foam Removal?
Spray foam insulation provides an alternative type of insulation to fiberglass, mineral or wool fibre rolls. It’s frequently used in roofs, although the foam can also be used to insulate walls and floors.
Why should I use a Spray Foam Removal Expert?
The process of removing spray foam insulation from a property’s roof is never easy and when professionally carried out, the process is labour intensive. However, if it means a lender will look favourably on your loan application, the mess, the cost, and the effort is extremely worthwhile.
A competent company will remove the spray foam from all your roof timbers which allows them to breathe because of improved airflow. When the work is carried out by a reputable company, it may involve removing existing roof tiles too. As such, the process may take a little longer. But the good news is that this should not affect the total cost. A reputable spray foam insulation removal firm will always carry out a detailed internal survey prior to pricing a job. As such, the cost of spray foam insulation removal is known from the outset.
Spray Foam and Mortgage Lenders
SPRAY FOAM INSULATION CAN AFFECT THE RESALE VALUE OF A PROPERTY
Having spray foam insulation can affect the value of your property. Not only will lenders turn down a buyer’s home loan application, but they could stipulate having a new roof installed before considering lending any money to an interested buyer. The cost of having a new roof installed is expensive, time consuming, and in a many cases the work causes a lot of inconvenience to owners.
REMORTGAGING A PROPERTY WITH SPRAY FOAM INSULATION
Lenders are not keen on remortgaging properties with spray foam insulation, and this applies if you are looking to remortgage your home. The reason mortgage companies and banks are never keen on remortgaging a property with this type of insulation is for the following reasons:
- Rotting roof timbers due to moisture damage
- Mould
- Damp in roofs and in a property’s walls
- A roof’s integrity could be compromised
- Other hidden problems
Spray Foam Removal & Equity Release
WHAT IS EQUITY RELEASE ?
Equity release could be the solution when you’re over 55 and want to unlock equity in your property. Releasing equity is something many homeowners now see as a perfect solution to pay off existing debts, repay an existing mortgage or even gifting money to children or grandchildren. Unfortunately, there are specific things that lenders don’t like which could affect their decision.
Can you get an equity-release loan with spray foam insulation?
You will not be able to borrow money against your home if it has spray foam insulation. Lenders don’t like spray foam insulation because it does not allow the roof timbers to breathe and they can rot from the inside. It also hides a lot of structural defects in a property.
The only solution is to have the spray foam removed from the property, however this must be carried out by a professional. It’s not a DIY job and it is highly recommended that you let a reputable spray foam removal company do the job.
Note: According to the Residential Property Surveyors Association (RPSA), 250,000 properties in the UK have spray foam insulation; therefore, they could be unmortgageable!
Were you missold Spray Foam Insulation?
You could seek compensation if you suffered distress and/or inconvenience because a contractor duped you into thinking spray foam insulation would save you money and better protect your home.
Frequently Asked Questions
What is spray foam insulation?
Spray foam insulation provides an alternative type of insulation to fibreglass, mineral or wool fibre rolls. It’s frequently used in roofs, although the foam can also be used to insulate walls and floors.
Do you require long contracts?
No! All of our clients are on a month-to-month agreement and you can stop at any time.
Why should I contact a reputable spray foam removal company?
The process of removing spray foam insulation from a property’s roof is never easy and when professionally carried out, the process is labour intensive.
ContACT Us now to get A free quote
Claim the cost of the spray foam installation back by working with our No Win No Fee Legal Team